/* CSS Variables */
:root {
    /* Premium Financial Theme */
    --background: hsl(210, 20%, 98%);
    --foreground: hsl(220, 40%, 13%);
    
    --card: hsl(0, 0%, 100%);
    --card-foreground: hsl(220, 40%, 13%);
    
    --popover: hsl(0, 0%, 100%);
    --popover-foreground: hsl(220, 40%, 13%);
    
    /* Deep Navy Blue - Trust & Authority */
    --primary: hsl(220, 60%, 20%);
    --primary-foreground: hsl(45, 100%, 96%);
    
    /* Light Blue - Secondary */
    --secondary: hsl(210, 40%, 96%);
    --secondary-foreground: hsl(220, 40%, 20%);
    
    --muted: hsl(210, 30%, 94%);
    --muted-foreground: hsl(220, 15%, 45%);
    
    /* Gold Accent - Premium Feel */
    --accent: hsl(38, 95%, 50%);
    --accent-foreground: hsl(220, 40%, 13%);
    
    --destructive: hsl(0, 84%, 60%);
    --destructive-foreground: hsl(0, 0%, 100%);
    
    --border: hsl(220, 20%, 88%);
    --input: hsl(220, 20%, 88%);
    --ring: hsl(220, 60%, 40%);
    
    --radius: 0.75rem;
    
    /* Custom colors */
    --gold: hsl(38, 95%, 50%);
    --gold-light: hsl(42, 100%, 65%);
    --navy: hsl(220, 60%, 20%);
    --navy-light: hsl(220, 50%, 30%);
    --sky: hsl(200, 80%, 55%);
    
    /* Shadows */
    --shadow-sm: 0 2px 8px -2px hsla(220, 60%, 20%, 0.1);
    --shadow-md: 0 8px 24px -8px hsla(220, 60%, 20%, 0.15);
    --shadow-lg: 0 16px 48px -12px hsla(220, 60%, 20%, 0.2);
    --shadow-gold: 0 8px 32px -8px hsla(38, 95%, 50%, 0.4);
}

/* Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    border-color: var(--border);
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Heebo', sans-serif;
    background-color: var(--background);
    color: var(--foreground);
    direction: rtl;
    text-align: right;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

.container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 1.5rem;
}

/* Utility Classes */
.text-gradient {
    background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hidden {
    display: none !important;
}

.icon {
    width: 1.25rem;
    height: 1.25rem;
    flex-shrink: 0;
}

/* Header */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 50;
    transition: all 0.3s;
    padding: 1.25rem 0;
    background: transparent;
}

.header.scrolled {
    background: hsla(0, 0%, 100%, 0.95);
    backdrop-filter: blur(12px);
    box-shadow: var(--shadow-md);
    padding: 0.75rem 0;
}

.header-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.logo-link {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    text-decoration: none;
    color: inherit;
}

.logo-icon {
    width: 7rem;
    height: 7rem;
    background: transparent;
    border-radius: 0.75rem;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: transform 0.3s;
    overflow: hidden;
}

.logo-icon .icon {
    width: 1.75rem;
    height: 1.75rem;
    color: var(--primary);
}

.logo-image {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.header.scrolled .logo-icon {
    border: none;
}

.logo-title {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary-foreground);
    transition: color 0.3s;
}

.header.scrolled .logo-title {
    color: var(--foreground);
}

.logo-subtitle {
    font-size: 0.75rem;
    color: hsla(45, 100%, 96%, 0.7);
    transition: color 0.3s;
}

.header.scrolled .logo-subtitle {
    color: var(--muted-foreground);
}

.desktop-nav {
    display: none;
    align-items: center;
    gap: 2rem;
}

@media (min-width: 768px) {
    .desktop-nav {
        display: flex;
    }
}

.nav-link {
    background: none;
    border: none;
    font-size: 1.125rem;
    font-weight: 500;
    color: var(--primary-foreground);
    cursor: pointer;
    transition: color 0.3s;
    padding: 0.5rem 0.75rem;
}

.header.scrolled .nav-link {
    color: var(--foreground);
}

.nav-link:hover {
    color: var(--gold);
}

.header-cta {
    display: none;
    align-items: center;
    gap: 0.75rem;
}

@media (min-width: 768px) {
    .header-cta {
        display: flex;
    }
    
    .header-cta .btn {
        height: 2.5rem;
        padding: 0 1.25rem;
        font-size: 0.875rem;
        border-radius: 9999px;
        min-width: auto;
    }
}

.mobile-menu-btn {
    display: block;
    padding: 0.5rem;
    background: none;
    border: none;
    cursor: pointer;
}

@media (min-width: 768px) {
    .mobile-menu-btn {
        display: none;
    }
}

.mobile-menu-btn .icon {
    width: 1.5rem;
    height: 1.5rem;
    color: var(--primary-foreground);
    transition: color 0.3s;
}

.header.scrolled .mobile-menu-btn .icon {
    color: var(--foreground);
}

.mobile-menu {
    margin-top: 1rem;
    padding-bottom: 1rem;
    border-top: 1px solid hsla(220, 20%, 88%, 0.2);
    padding-top: 1rem;
    background: white;
    border-radius: 0.75rem;
    margin-left: -1.5rem;
    margin-right: -1.5rem;
    padding-left: 1.5rem;
    padding-right: 1.5rem;
}

.mobile-nav {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.mobile-nav .nav-link {
    padding: 0.875rem 1rem;
    border-radius: 0.5rem;
    background: transparent;
    color: var(--foreground);
    text-align: right;
    transition: all 0.3s;
}

.mobile-nav .nav-link:hover {
    background: hsla(220, 20%, 96%, 1);
    color: var(--gold);
}

.mobile-cta {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    margin-top: 1.25rem;
    padding-top: 1rem;
    border-top: 1px solid hsla(220, 20%, 88%, 0.3);
}

.mobile-cta .btn {
    width: 100%;
    height: 3rem;
    padding: 0 1.5rem;
    font-size: 1rem;
    border-radius: 0.75rem;
}

.mobile-cta .btn-phone {
    background: white;
    border: 2px solid var(--primary);
    color: var(--primary);
}

.mobile-cta .btn-phone:hover {
    background: hsla(220, 20%, 98%, 1);
    border-color: var(--navy-light);
}

.mobile-cta .btn-cta {
    background: linear-gradient(135deg, hsl(38, 95%, 48%) 0%, hsl(35, 90%, 55%) 100%);
    color: white;
    font-weight: 700;
    box-shadow: var(--shadow-gold);
}

.mobile-cta .btn-cta:hover {
    transform: scale(1.02);
    box-shadow: 0 12px 40px -8px hsla(38, 95%, 50%, 0.5);
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    white-space: nowrap;
    border-radius: 0.75rem;
    font-size: 0.875rem;
    font-weight: 600;
    transition: all 0.3s;
    cursor: pointer;
    text-decoration: none;
    border: none;
    font-family: inherit;
}

.btn:focus-visible {
    outline: 2px solid var(--ring);
    outline-offset: 2px;
}

.btn:disabled {
    pointer-events: none;
    opacity: 0.5;
}

.btn-sm {
    height: 2.25rem;
    padding: 0 1rem;
    border-radius: 0.5rem;
}

.btn-lg {
    height: 3.5rem;
    padding: 0 2.5rem;
    border-radius: 1rem;
    font-size: 1.125rem;
}

.btn-xl {
    height: 4rem;
    padding: 0 3rem;
    border-radius: 1rem;
    font-size: 1.25rem;
}

.btn-full {
    width: 100%;
}

.btn-cta {
    background: linear-gradient(135deg, hsl(38, 95%, 48%) 0%, hsl(35, 90%, 55%) 100%);
    color: var(--primary);
    font-weight: 700;
    box-shadow: var(--shadow-gold);
}

.btn-cta:hover {
    transform: scale(1.05);
    box-shadow: 0 12px 40px -8px hsla(38, 95%, 50%, 0.5);
}

.btn-hero {
    background: hsla(0, 0%, 100%, 0.95);
    color: var(--primary);
    border: 2px solid var(--primary);
    box-shadow: var(--shadow-md);
    backdrop-filter: blur(8px);
}

.btn-hero:hover {
    border-color: var(--navy-light);
    background: hsla(0, 0%, 100%, 1);
}

.btn-hero .icon {
    color: var(--primary);
}

.btn-phone {
    border: 2px solid var(--primary);
    background: hsla(0, 0%, 100%, 0.95);
    color: var(--primary);
    backdrop-filter: blur(8px);
}

.header.scrolled .btn-phone {
    border-color: var(--primary);
    color: var(--primary);
    background: var(--card);
}

.btn-phone:hover {
    border-color: var(--navy-light);
    background: hsla(0, 0%, 100%, 1);
}

.btn-phone .icon {
    color: var(--primary);
}

.btn-whatsapp {
    background: #25D366;
    color: white;
    box-shadow: var(--shadow-lg);
}

.btn-whatsapp:hover {
    background: #20BD5A;
    box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
    transform: scale(1.05);
}

/* Hero Section */
.hero {
    position: relative;
    min-height: 100vh;
    overflow: hidden;
    display: flex;
    align-items: center;
    justify-content: center;
}

.hero-background {
    position: absolute;
    inset: 0;
}

.hero-background img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, hsl(220, 60%, 18%) 0%, hsl(220, 50%, 28%) 50%, hsl(200, 60%, 35%) 100%);
    opacity: 0.9;
}

.hero-decorative {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    animation: pulse-soft 2s ease-in-out infinite;
}

.hero-decorative-1 {
    top: 5rem;
    right: 2.5rem;
    width: 16rem;
    height: 16rem;
    background: hsla(38, 95%, 50%, 0.1);
}

.hero-decorative-2 {
    bottom: 5rem;
    left: 2.5rem;
    width: 24rem;
    height: 24rem;
    background: hsla(200, 80%, 55%, 0.1);
    animation-delay: 1s;
}

.hero-content {
    position: relative;
    z-index: 10;
    padding: 8rem 1rem 5rem;
    min-height: 100vh;
    display: flex;
    flex-direction: column;
    justify-content: flex-start;
    gap: 2rem;
    align-items: center;
}

@media (min-width: 1024px) {
    .hero-content {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 3rem;
        align-items: flex-start;
        padding-top: 10rem;
        justify-content: center;
    }
}

.hero-text {
    max-width: 48rem;
    width: 100%;
    order: 1;
}

@media (min-width: 1024px) {
    .hero-text {
        margin-left: auto;
        margin-right: 0;
        order: 1;
    }
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: hsla(0, 0%, 100%, 0.1);
    backdrop-filter: blur(12px);
    border: 1px solid hsla(38, 95%, 50%, 0.3);
    border-radius: 9999px;
    padding: 0.5rem 1rem;
    margin-bottom: 2rem;
    animation: fade-in-up 0.8s ease-out forwards;
}

.hero-badge .icon {
    width: 1.25rem;
    height: 1.25rem;
    color: var(--gold);
}

.hero-badge span {
    color: hsla(45, 100%, 96%, 0.9);
    font-size: 0.875rem;
    font-weight: 500;
}

.hero-title {
    font-size: 2.25rem;
    font-weight: 700;
    color: var(--primary-foreground);
    line-height: 1.2;
    margin-bottom: 1.5rem;
    animation: slide-up 0.6s ease-out forwards;
}

@media (min-width: 768px) {
    .hero-title {
        font-size: 3rem;
    }
}

@media (min-width: 1024px) {
    .hero-title {
        font-size: 3.75rem;
    }
}

.hero-title .text-gradient {
    display: block;
    margin-top: 0.5rem;
}

.hero-subtitle {
    font-size: 1.25rem;
    color: hsla(45, 100%, 96%, 0.8);
    margin-bottom: 2rem;
    line-height: 1.6;
    animation: fade-in-up 0.8s ease-out forwards;
    animation-delay: 0.2s;
    opacity: 0;
}

@media (min-width: 768px) {
    .hero-subtitle {
        font-size: 1.5rem;
    }
}

.hero-subtitle strong {
    color: var(--gold);
}

.hero-trust {
    display: flex;
    flex-wrap: wrap;
    gap: 1rem;
    margin-bottom: 2.5rem;
    animation: fade-in-up 0.8s ease-out forwards;
    animation-delay: 0.3s;
    opacity: 0;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: hsla(45, 100%, 96%, 0.9);
}

.trust-item .icon {
    width: 1.25rem;
    height: 1.25rem;
    color: var(--gold);
}

.trust-item span {
    font-weight: 500;
}

.hero-cta {
    display: flex;
    flex-wrap: wrap;
    gap: 1rem;
    animation: fade-in-up 0.8s ease-out forwards;
    animation-delay: 0.4s;
    opacity: 0;
}

.hero-cta .btn {
    height: 4rem;
    padding: 0 2.5rem;
    font-size: 1.125rem;
    border-radius: 1rem;
    min-width: 12rem;
}

.scroll-indicator {
    position: absolute;
    bottom: 2rem;
    left: 50%;
    transform: translateX(-50%);
    animation: float 3s ease-in-out infinite;
}

.scroll-mouse {
    width: 1.5rem;
    height: 2.5rem;
    border-radius: 9999px;
    border: 2px solid hsla(45, 100%, 96%, 0.3);
    display: flex;
    justify-content: center;
    padding-top: 0.5rem;
}

.scroll-dot {
    width: 0.375rem;
    height: 0.75rem;
    background: var(--gold);
    border-radius: 9999px;
    animation: pulse 2s infinite;
}

/* Benefits Section */
.benefits {
    padding: 6rem 0;
    background: var(--background);
    position: relative;
    overflow: hidden;
}

.benefits-decorative {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
}

.benefits-decorative-1 {
    top: 0;
    right: 0;
    width: 24rem;
    height: 24rem;
    background: hsla(38, 95%, 50%, 0.05);
}

.benefits-decorative-2 {
    bottom: 0;
    left: 0;
    width: 16rem;
    height: 16rem;
    background: hsla(220, 60%, 20%, 0.05);
}

.benefits .container {
    position: relative;
    z-index: 10;
}

.section-header {
    text-align: center;
    max-width: 42rem;
    margin: 0 auto 4rem;
}

.section-badge {
    display: inline-block;
    background: hsla(38, 95%, 50%, 0.1);
    color: var(--gold-light);
    padding: 0.375rem 1rem;
    border-radius: 9999px;
    font-size: 0.875rem;
    font-weight: 600;
    margin-bottom: 1rem;
}

.section-badge-primary {
    background: hsla(220, 60%, 20%, 0.1);
    color: var(--primary);
}

.section-title {
    font-size: 1.875rem;
    font-weight: 700;
    color: var(--foreground);
    margin-bottom: 1rem;
}

@media (min-width: 768px) {
    .section-title {
        font-size: 2.25rem;
    }
}

.section-description {
    font-size: 1.125rem;
    color: var(--muted-foreground);
}

.benefits-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1.5rem;
}

@media (min-width: 768px) {
    .benefits-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (min-width: 1024px) {
    .benefits-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

.benefit-card {
    background: var(--card);
    border-radius: 1rem;
    padding: 1.5rem;
    box-shadow: var(--shadow-sm);
    transition: all 0.3s;
    border: 1px solid hsla(220, 20%, 88%, 0.5);
}

.benefit-card:hover {
    box-shadow: var(--shadow-md);
    transform: translateY(-0.25rem);
}

.benefit-icon {
    width: 3.5rem;
    height: 3.5rem;
    background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
    border-radius: 0.75rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.25rem;
    box-shadow: var(--shadow-gold);
    transition: transform 0.3s;
}

.benefit-card:hover .benefit-icon {
    transform: scale(1.1);
}

.benefit-icon .icon {
    width: 1.75rem;
    height: 1.75rem;
    color: var(--primary);
}

.benefit-card h3 {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--foreground);
    margin-bottom: 0.75rem;
}

.benefit-card p {
    color: var(--muted-foreground);
    line-height: 1.6;
}

/* Stats Section */
.stats {
    padding: 5rem 0;
    background: linear-gradient(135deg, hsl(220, 60%, 18%) 0%, hsl(220, 50%, 28%) 50%, hsl(200, 60%, 35%) 100%);
    position: relative;
    overflow: hidden;
}

.stats-decorative {
    position: absolute;
    inset: 0;
    opacity: 0.1;
}

.stats-circle {
    position: absolute;
    border: 1px solid var(--gold);
    border-radius: 50%;
}

.stats-circle-1 {
    top: 2.5rem;
    right: 5rem;
    width: 8rem;
    height: 8rem;
}

.stats-circle-2 {
    bottom: 2.5rem;
    left: 5rem;
    width: 12rem;
    height: 12rem;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
    position: relative;
    z-index: 10;
}

@media (min-width: 1024px) {
    .stats-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 3rem;
        max-width: 1200px;
        margin: 0 auto;
    }
}

.stat-item {
    text-align: center;
}

.stat-number {
    font-size: 2.25rem;
    font-weight: 700;
    color: var(--primary-foreground);
}

@media (min-width: 768px) {
    .stat-number {
        font-size: 3rem;
    }
}

.stat-line {
    width: 3rem;
    height: 0.25rem;
    background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
    margin: 1rem auto;
    border-radius: 9999px;
    transition: width 0.3s;
}

.stat-item:hover .stat-line {
    width: 5rem;
}

.stat-label {
    color: hsla(45, 100%, 96%, 0.8);
    font-weight: 500;
    font-size: 1.125rem;
}

/* How It Works Section */
.how-it-works {
    padding: 6rem 0;
    background: hsla(210, 40%, 96%, 0.3);
    position: relative;
}

.steps-container {
    display: grid;
    grid-template-columns: 1fr;
    gap: 2rem;
    position: relative;
}

@media (min-width: 768px) {
    .steps-container {
        grid-template-columns: repeat(3, 1fr);
    }
}

.steps-connector {
    display: none;
}

@media (min-width: 768px) {
    .steps-connector {
        display: block;
        position: absolute;
        top: 6rem;
        right: 20%;
        left: 20%;
        height: 2px;
        background: linear-gradient(to left, var(--gold), var(--gold), hsla(38, 95%, 50%, 0.3));
    }
}

.step-card {
    background: var(--card);
    border-radius: 1rem;
    padding: 2rem;
    box-shadow: var(--shadow-sm);
    transition: all 0.3s;
    text-align: center;
    position: relative;
    z-index: 10;
    border: 1px solid hsla(220, 20%, 88%, 0.5);
}

.step-card:hover {
    box-shadow: var(--shadow-md);
}

.step-number {
    position: absolute;
    top: -1rem;
    right: 2rem;
    background: var(--gold);
    color: var(--primary);
    font-weight: 700;
    font-size: 0.875rem;
    padding: 0.25rem 0.75rem;
    border-radius: 9999px;
}

.step-icon {
    width: 5rem;
    height: 5rem;
    background: linear-gradient(135deg, hsl(220, 60%, 18%) 0%, hsl(220, 50%, 28%) 50%, hsl(200, 60%, 35%) 100%);
    border-radius: 1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    box-shadow: var(--shadow-md);
}

.step-icon .icon {
    width: 2.5rem;
    height: 2.5rem;
    color: var(--gold);
}

.step-card h3 {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--foreground);
    margin-bottom: 0.75rem;
}

.step-card p {
    color: var(--muted-foreground);
    line-height: 1.6;
}

.step-arrow {
    display: none;
}

@media (min-width: 768px) {
    .step-arrow {
        display: flex;
        position: absolute;
        top: 6rem;
        z-index: 20;
    }
}

.step-arrow .icon {
    width: 2rem;
    height: 2rem;
    color: var(--gold);
}

/* Contact Section */
.contact {
    padding: 6rem 0;
    background: var(--background);
    position: relative;
    overflow: hidden;
}

.contact-decorative {
    position: absolute;
    top: 0;
    left: 0;
    width: 50%;
    height: 100%;
    background: linear-gradient(135deg, hsl(220, 60%, 18%) 0%, hsl(220, 50%, 28%) 50%, hsl(200, 60%, 35%) 100%);
    opacity: 0.05;
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 3rem;
    align-items: center;
    position: relative;
    z-index: 10;
}

@media (min-width: 1024px) {
    .contact-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

.contact-info {
    position: relative;
    z-index: 10;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 1rem;
    margin-top: 2rem;
}

.contact-detail {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1rem;
    background: var(--card);
    border-radius: 0.75rem;
    border: 1px solid hsla(220, 20%, 88%, 0.5);
    text-decoration: none;
    color: inherit;
    transition: all 0.3s;
}

.contact-detail:hover {
    border-color: hsla(38, 95%, 50%, 0.5);
}

.contact-detail-icon {
    width: 3rem;
    height: 3rem;
    background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
    border-radius: 0.75rem;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow-gold);
    transition: transform 0.3s;
}

.contact-detail:hover .contact-detail-icon {
    transform: scale(1.1);
}

.contact-detail-icon .icon {
    width: 1.5rem;
    height: 1.5rem;
    color: var(--primary);
}

.contact-detail-label {
    font-size: 0.875rem;
    color: var(--muted-foreground);
    margin-bottom: 0.25rem;
}

.contact-detail-value {
    font-weight: 700;
    color: var(--foreground);
}

.contact-form-wrapper {
    background: var(--card);
    border-radius: 1.5rem;
    padding: 2rem;
    box-shadow: var(--shadow-lg);
    border: 1px solid hsla(220, 20%, 88%, 0.5);
}

.form-title {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--foreground);
    margin-bottom: 1.5rem;
    text-align: center;
}

.contact-form {
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
}

.form-group {
    width: 100%;
}

.form-input {
    width: 100%;
    height: 3.5rem;
    padding: 0 1rem;
    font-size: 1.125rem;
    border-radius: 0.75rem;
    border: 2px solid var(--border);
    background: var(--background);
    font-family: inherit;
    transition: border-color 0.3s;
}

.form-input:focus {
    outline: none;
    border-color: var(--gold);
}

.form-note {
    text-align: center;
    font-size: 0.875rem;
    color: var(--muted-foreground);
}

/* Footer */
.footer {
    background: linear-gradient(135deg, hsl(220, 60%, 18%) 0%, hsl(220, 50%, 28%) 50%, hsl(200, 60%, 35%) 100%);
    padding: 4rem 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 3rem;
    margin-bottom: 3rem;
}

@media (min-width: 768px) {
    .footer-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 1rem;
}

.footer-logo .logo-icon {
    width: 7rem;
    height: 7rem;
    background: transparent;
    border-radius: 0.75rem;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
}

.footer-logo .logo-icon .icon {
    width: 1.75rem;
    height: 1.75rem;
    color: var(--primary);
}

.footer-logo h3 {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary-foreground);
}

.footer-logo p {
    font-size: 0.75rem;
    color: hsla(45, 100%, 96%, 0.7);
}

.footer-description {
    color: hsla(45, 100%, 96%, 0.8);
    line-height: 1.6;
}

.footer-title {
    font-size: 1.125rem;
    font-weight: 700;
    color: var(--primary-foreground);
    margin-bottom: 1rem;
}

.footer-links {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.footer-links a {
    color: hsla(45, 100%, 96%, 0.8);
    text-decoration: none;
    transition: color 0.3s;
}

.footer-links a:hover {
    color: var(--gold);
}

.footer-contact {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.footer-contact a,
.footer-contact div {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    color: hsla(45, 100%, 96%, 0.8);
    text-decoration: none;
    transition: color 0.3s;
}

.footer-contact a:hover {
    color: var(--gold);
}

.footer-contact .icon {
    width: 1.25rem;
    height: 1.25rem;
    color: var(--gold);
}

.footer-bottom {
    border-top: 1px solid hsla(45, 100%, 96%, 0.2);
    padding-top: 2rem;
    display: flex;
    flex-direction: column;
    gap: 1rem;
    justify-content: space-between;
    align-items: center;
}

@media (min-width: 768px) {
    .footer-bottom {
        flex-direction: row;
    }
}

.footer-bottom p {
    color: hsla(45, 100%, 96%, 0.6);
    font-size: 0.875rem;
}

.footer-bottom-links {
    display: flex;
    gap: 1.5rem;
}

.footer-bottom-links a {
    color: hsla(45, 100%, 96%, 0.6);
    font-size: 0.875rem;
    text-decoration: none;
    transition: color 0.3s;
}

.footer-bottom-links a:hover {
    color: var(--gold);
}

/* Floating WhatsApp */
.whatsapp-float {
    position: fixed;
    bottom: 1.5rem;
    left: 1.5rem;
    z-index: 50;
    text-decoration: none;
}

.whatsapp-btn {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    background: #25D366;
    color: white;
    padding: 0.75rem 1.25rem;
    border-radius: 9999px;
    box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
    transition: all 0.3s;
}

.whatsapp-btn:hover {
    background: #20BD5A;
    transform: scale(1.05);
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
}

.whatsapp-btn .icon {
    width: 1.5rem;
    height: 1.5rem;
}

.whatsapp-text {
    display: none;
}

@media (min-width: 640px) {
    .whatsapp-text {
        display: inline;
    }
}

.whatsapp-pulse {
    position: absolute;
    inset: 0;
    border-radius: 9999px;
    background: #25D366;
    animation: ping 2s cubic-bezier(0, 0, 0.2, 1) infinite;
    opacity: 0.2;
}

/* Animations */
@keyframes float {
    0%, 100% {
        transform: translateX(-50%) translateY(0);
    }
    50% {
        transform: translateX(-50%) translateY(-0.625rem);
    }
}

@keyframes pulse-soft {
    0%, 100% {
        transform: scale(1);
    }
    50% {
        transform: scale(1.02);
    }
}

@keyframes slide-up {
    from {
        opacity: 0;
        transform: translateY(1.875rem);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fade-in-up {
    from {
        opacity: 0;
        transform: translateY(1.25rem);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes pulse {
    0%, 100% {
        opacity: 1;
    }
    50% {
        opacity: 0.5;
    }
}

@keyframes ping {
    75%, 100% {
        transform: scale(2);
        opacity: 0;
    }
}

@keyframes fade-out {
    from {
        opacity: 1;
    }
    to {
        opacity: 0;
    }
}

/* Floating CTA Button */
.floating-cta-btn {
    position: fixed;
    bottom: 1.5rem;
    right: 1.5rem;
    z-index: 50;
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: 1rem 1.5rem;
    background: linear-gradient(135deg, hsl(38, 95%, 48%) 0%, hsl(35, 90%, 55%) 100%);
    color: var(--primary);
    border: none;
    border-radius: 9999px;
    font-size: 1rem;
    font-weight: 700;
    font-family: inherit;
    box-shadow: 0 8px 32px -8px hsla(38, 95%, 50%, 0.5);
    cursor: pointer;
    transition: all 0.3s;
    white-space: nowrap;
}

.floating-cta-btn:hover {
    transform: translateY(-2px) scale(1.05);
    box-shadow: 0 12px 40px -8px hsla(38, 95%, 50%, 0.6);
}

.floating-cta-btn .icon {
    width: 1.25rem;
    height: 1.25rem;
    color: var(--primary);
}

@media (max-width: 768px) {
    .floating-cta-btn {
        bottom: 5rem;
        right: 1rem;
        width: 3.5rem;
        height: 3.5rem;
        border-radius: 50%;
        padding: 0;
        font-size: 0.875rem;
        justify-content: center;
    }
    
    .floating-cta-btn span {
        display: none;
    }
    
    .hero-cta {
        justify-content: center;
    }
}

/* Hero Form - Multi-step */
.hero-form-wrapper {
    width: 100%;
    max-width: 28rem;
    margin: 0 auto;
    order: 2;
}

@media (min-width: 1024px) {
    .hero-form-wrapper {
        order: 2;
        margin: 0;
        align-self: center;
    }
}

.hero-form-container {
    background: var(--card);
    border-radius: 1.5rem;
    padding: 2rem;
    box-shadow: var(--shadow-lg);
    border: 1px solid hsla(220, 20%, 88%, 0.5);
    backdrop-filter: blur(12px);
    background: hsla(0, 0%, 100%, 0.95);
}

.hero-form-header {
    text-align: center;
    margin-bottom: 2rem;
}

.hero-form-title {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--foreground);
    margin-bottom: 0.5rem;
}

.hero-form-subtitle {
    font-size: 0.875rem;
    color: var(--muted-foreground);
}

.hero-form-steps {
    display: flex;
    justify-content: space-between;
    margin-bottom: 2rem;
    position: relative;
}

.hero-form-steps::before {
    content: '';
    position: absolute;
    top: 1rem;
    right: 0;
    left: 0;
    height: 2px;
    background: var(--border);
    z-index: 1;
}

.hero-form-step {
    position: relative;
    z-index: 2;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.5rem;
    flex: 1;
}

.hero-form-step-circle {
    width: 2rem;
    height: 2rem;
    border-radius: 50%;
    background: var(--border);
    color: var(--muted-foreground);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    font-size: 0.875rem;
    transition: all 0.3s;
    border: 2px solid var(--border);
}

.hero-form-step.active .hero-form-step-circle {
    background: var(--gold);
    color: var(--primary);
    border-color: var(--gold);
    box-shadow: var(--shadow-gold);
}

.hero-form-step.completed .hero-form-step-circle {
    background: var(--primary);
    color: var(--primary-foreground);
    border-color: var(--primary);
}

.hero-form-step.completed .hero-form-step-circle::after {
    content: '✓';
    font-size: 1rem;
}

.hero-form-step-label {
    font-size: 0.75rem;
    color: var(--muted-foreground);
    text-align: center;
}

.hero-form-step.active .hero-form-step-label {
    color: var(--foreground);
    font-weight: 600;
}

.hero-form-step-content {
    display: none;
    animation: fade-in-up 0.3s ease-out;
}

.hero-form-step-content.active {
    display: block;
}

.hero-form-group {
    margin-bottom: 1.5rem;
}

.hero-form-label {
    display: block;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--foreground);
    margin-bottom: 0.5rem;
}

.hero-form-input {
    width: 100%;
    height: 3rem;
    padding: 0 1rem;
    font-size: 1rem;
    border-radius: 0.75rem;
    border: 2px solid var(--border);
    background: var(--background);
    font-family: inherit;
    transition: all 0.3s;
}

.hero-form-input:focus {
    outline: none;
    border-color: var(--gold);
    box-shadow: 0 0 0 3px hsla(38, 95%, 50%, 0.1);
}

.hero-form-input::placeholder {
    color: var(--muted-foreground);
}

.hero-form-radio-group {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.hero-form-radio {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: 1rem;
    border: 2px solid var(--border);
    border-radius: 0.75rem;
    cursor: pointer;
    transition: all 0.3s;
    background: var(--background);
}

.hero-form-radio:hover {
    border-color: var(--gold);
    background: hsla(38, 95%, 50%, 0.05);
}

.hero-form-radio input[type="radio"] {
    width: 1.25rem;
    height: 1.25rem;
    cursor: pointer;
    accent-color: var(--gold);
}

.hero-form-radio input[type="radio"]:checked ~ .hero-form-radio-label {
    color: var(--foreground);
    font-weight: 600;
}

.hero-form-radio input[type="radio"]:checked {
    accent-color: var(--gold);
}

.hero-form-radio:has(input[type="radio"]:checked) {
    border-color: var(--gold);
    background: hsla(38, 95%, 50%, 0.1);
}

.hero-form-radio-label {
    flex: 1;
    color: var(--muted-foreground);
    cursor: pointer;
    transition: color 0.3s;
    user-select: none;
}

.hero-form-radio input[type="radio"] {
    margin: 0;
    flex-shrink: 0;
}

.hero-form-actions {
    display: flex;
    gap: 1rem;
    margin-top: 2rem;
}

.hero-form-btn {
    flex: 1;
    height: 3rem;
    border-radius: 0.75rem;
    font-weight: 600;
    transition: all 0.3s;
    cursor: pointer;
    border: none;
    font-family: inherit;
    font-size: 1rem;
}

.hero-form-btn-primary {
    background: linear-gradient(135deg, hsl(38, 95%, 48%) 0%, hsl(35, 90%, 55%) 100%);
    color: var(--primary);
    box-shadow: var(--shadow-gold);
}

.hero-form-btn-primary:hover {
    transform: scale(1.02);
    box-shadow: 0 12px 40px -8px hsla(38, 95%, 50%, 0.5);
}

.hero-form-btn-secondary {
    background: var(--background);
    color: var(--foreground);
    border: 2px solid var(--border);
}

.hero-form-btn-secondary:hover {
    border-color: var(--gold);
    background: hsla(38, 95%, 50%, 0.05);
}

.hero-form-btn:disabled {
    opacity: 0.5;
    cursor: not-allowed;
}

.hero-form-progress {
    width: 100%;
    height: 0.5rem;
    background: var(--border);
    border-radius: 9999px;
    overflow: hidden;
    margin-bottom: 1.5rem;
}

.hero-form-progress-bar {
    height: 100%;
    background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
    border-radius: 9999px;
    transition: width 0.3s ease-out;
}

/* Insurance Companies Logos Section */
.insurance-logos {
    padding: 5rem 0;
    background: var(--background);
    position: relative;
    overflow: hidden;
}

.insurance-logos .section-header {
    text-align: center;
    margin-bottom: 3rem;
}

/* Logos Carousel */
.logos-carousel-wrapper {
    overflow: hidden;
    position: relative;
    padding: 2rem 0;
}

.logos-carousel {
    display: flex;
    gap: 4rem;
    animation: scroll-logos 20s linear infinite;
    will-change: transform;
}

.logo-item {
    flex-shrink: 0;
    width: 200px;
    height: 120px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 1.5rem;
    background: var(--card);
    border-radius: var(--radius);
    box-shadow: var(--shadow-sm);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.logo-item:hover {
    transform: translateY(-5px) scale(1.05);
    box-shadow: var(--shadow-md);
}

.logo-img {
    max-width: 100%;
    max-height: 100%;
    object-fit: contain;
    filter: grayscale(100%) brightness(0.2);
    transition: filter 0.4s ease;
}

.logo-item:hover .logo-img {
    filter: grayscale(0%) brightness(1);
}

/* Animation for infinite scrolling - moves exactly one set (25% of total width with 4 sets) */
@keyframes scroll-logos {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(-25%);
    }
}

/* Responsive adjustments */
@media (max-width: 768px) {
    .logo-item {
        width: 150px;
        height: 90px;
        padding: 1rem;
    }
    
    .logos-carousel {
        gap: 2rem;
        animation: scroll-logos 12s linear infinite;
    }
    
    .insurance-logos {
        padding: 3rem 0;
    }
}